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July 25, 2008
(888) 749-2267
"I want a car loan"

Lenders

SmartCarCredit™ delivers highly qualified borrowers and efficient application to our lender clients. It provides lenders a platform for receiving loan leads and applications from internet and dealer sources. Lenders avoid much of the marketing, systems and management expense of managing sophisticated dealer and online programs. The SmartCarCredit™ system is easily interfaced with most lenders automated underwriting systems or SmartCarCredit™ can provide an AU system for your company. In either instance, SmartCarCredit™ can reduce book-to-look ratios. All data is transmitted via secure means. Other benefits of signing up to SmartCarCredit™:

  • Lost cost origination channel - SmartCarCredit™ reduces costs of procuring, set-up, and processing of files before they are reviewed by your underwriter or automated underwriting system. This results in an increased book-to-look rate.

  • Expand your dealer network - By joining SmartCarCredit™, you gain immediate access to Auto Dealers located across the country. With a couple of clicks of the mouse, you can expand into new markets without any friction or outside sales staff.

  • Streamlined credit processing - Efficient filtering and application routing reduces processing to a matter of minutes. This eliminates the time-consuming and expensive process of procuring, set-up, and processing a file before it is reviewed by the underwriter or buyer.

  • Ease of implementation - SmartCarCredit™ is accessible via the Internet, 24-hours a day, seven days a week. As a 100% web-based system, SmartCarCredit™ eliminates difficult, expensive, and time-consuming installation, network configuration, updating, maintaining and training.

  • Management reporting - Manage the channel through sophisticated reporting tools which track production and loan status in real-time.

  • Access flexibility - SmartCarCredit™ is accessible on the Internet 24-hours a day, seven days a week. This gives you the flexibility to arrange your schedule however you like. You can monitor loan production and give real-time feedback and assistance to onsite staff from any location with Internet access. You can process new credit application requests from anywhere in the world where there is Internet access.

Disclosure: We developed the content for SmartCarCredit™ while working with automotive industry clients. We hope you find it helpful in making informed decisions. While we believe the information to be accurate, we do not guarantee its accuracy.

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