FAQ

How does it work?

All you need to do is fill out the application, which should take you just 60 seconds. You will need to provide information for all the required fields. We at SmartCarCredit™ take your privacy seriously, so all your information will remain confidential (see our Privacy Policy for more information). Once we've received your application, we will process it against our database of hundreds of available lenders and loans, and you will be contacted by dealers or lenders who match your criteria. They will contact you either by email, phone or mail. This gives both you and they an opportunity to further refine your needs and potential matches. Remember, there‚Äôs absolutely no obligation on your part, so apply today!

How long does it take?

The application process is fast, easy and secure and may take you about 1 minute to complete. Once you have applied, you will be contacted by a dealer or lender whose criteria match your needs. They will contact you by email, phone or mail within 48 hours.

Why do you need my Social Security Number?

The lender requires your SSN in order to perform a credit check. This credit check will partly determine what type of financing (if any) you qualify for. Profiles with missing, incomplete, or invalid social security numbers will NOT be processed. This information is used only for the purpose of determining a credit score for the profile, and will not be used or shared for any other purposes.

What rates are available?

It will depend. Partly on the prevailing market rates (you can check Bankrate for the national average or even for your local markets) and partly on your credit score. In any case, we work with hundreds of dealers and lenders so that you will get the most competitive rates for your credit profile and borrowing needs.

Who is SmartCarCredit™?

SmartCarCredit.com is an e-commerce site which enables consumers to access hundreds of potential dealers and lenders from one place and with one, easy application. Your information is confidential, so you don't have to worry about privacy. We also provide helpful hints and information on the car buying and car loan process.

SmartCarCredit™ also provides a business-to-business application, enabling a dealer to dynamically interact with the appropriate lenders for that dealer's business. These lenders will present the best possible pricing available for the customer and dealer. Our goal at SmartCarCredit™ is to provide consumers with the most attractive financing options.

SmartCarCredit.com is owned and operated by SalesGen Corp.

Disclosure: We developed the content for SmartCarCredit™ while working with automotive industry clients. We hope you find it helpful in making informed decisions. While we believe the information to be accurate, we do not guarantee its accuracy.