Car Payment Calculator

This 5-step calculator will tell you:

• What payments fit your budget

• What interest rate you can expect

• How much you can borrow

• How much car you can afford

Let's get started!

Just want to know your car payment? Just enter your car loan amount and annual interest rate below. Try as many combinations as you’d like!

When you’re done, submit the easy SmartCarCredit car loan application form. We’ll match your car loan needs with our lenders and dealers. You’ll save time and money!

Remember to print your auto payment calculation and take it with you to the dealership. Remember the results may vary. If they do, review the loan materials including the following:

The car loan amount. While the amount you borrow is tied to the value of the car you purchase, it decrease the value of your trade-in and manufacturer incentives. It may increase to cover loan costs and transaction fees (see below) as well as money need to pay off your existing auto loan.

The car loan rate. The rate you qualify for depends on a variety of factors including your credit score (commonly called FICO score).

Loan fees. These may take the form of car loan closing or processing costs. They can be charged by the car lender and / or car dealer.

Taxes and fees. This includes sales tax in your area, DMV fees for license, registration, title transfer, etc.

Disclosure: We developed the content for SmartCarCredit™ while working with automotive industry clients. We hope you find it helpful in making informed decisions. While we believe the information to be accurate, we do not guarantee its accuracy.

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